Choosing your Remote Deposit Capture Strategy

Merchant and Member Capture are Remote Deposit Capture solutions that can add convenience to both members and your credit union.  The volume of checks to be scanned will dictate whether a credit union will want to offer Merchant or Member Capture.  A credit union may also choose to offer both platforms, as they are two different software offerings and cannot be interchanged.  

Member Capture

• Intended for a low volume of checks
• Requires a flat bed scanner
• Check and ticket are scanned both front and back
• Lower per-transaction costs
• Attract new members and keep members who may be moving
• Capture the new generation of young consumers
• Leverage your image technology investment

• Works with higher speed scanners
• Quickly and accurately processes high volumes of checks
•  Increases credit union's business marketing reach beyond branch locations
• Improved funds availability for the member
• Improved productivity for business member's staff
• Reduces errors and improves efficiency